Posts by Raju Sarivastava

Fixed Deposits and Mutual Funds represent the two ends of India's investment spectrum — FDs offering guaranteed returns and complete capital safety, mutual funds offering market-linked returns with associated volatility…

Fixed Deposits and PPF are India's two most widely held safe savings instruments — together accounting for trillions of rupees in Indian household savings. Both offer capital safety and predictable…

Index funds have captured India's investment imagination rapidly over the past five years — driven by growing awareness of passive investing philosophy, the consistent underperformance of many active fund managers…

Two investment philosophies define how most Indian households build wealth — the traditional preference for property that has shaped Indian financial thinking across generations, and the increasingly popular mutual fund…

The National Pension System and mutual funds represent India's two most important long-term wealth creation instruments — each with distinctive characteristics, tax treatments, and appropriateness for different financial goals. NPS…

Recurring Deposits and Fixed Deposits are India's two most widely held bank savings instruments — both offering guaranteed returns, capital safety, and DICGC insurance protection that make them the default…