How to Download Demat Holding Statement

A Demat holding statement is one of the most important financial documents an investor can access — a comprehensive record of all securities held electronically in your Demat account including equity shares, mutual fund units, bonds, ETFs, and government securities. Whether you need it for income tax filing, loan applications, portfolio review, net worth calculation, or simply verifying that all your investments are accurately recorded, knowing how to download your Demat holding statement quickly and correctly is a fundamental skill every Indian investor should possess.

India’s Demat system operates through two depositories — CDSL (Central Depository Services Limited) and NSDL (National Securities Depository Limited) — and your holdings can be downloaded through multiple channels including your broker’s platform, the depository’s own portal, and the consolidated CAS (Consolidated Account Statement) system. This guide covers every method comprehensively.

What is a Demat Holding Statement?

A Demat holding statement is an official electronic record listing all securities held in your Demat account at a specific date — showing the name of each security, ISIN number, quantity held, and current market value. It is generated by your Depository Participant (DP) — your broker — or directly by CDSL or NSDL. It differs from a transaction statement which shows buy-sell history; a holding statement shows only current positions as of the requested date.

The Consolidated Account Statement (CAS) is an extended version — issued jointly by CDSL and NSDL — that consolidates holdings across all your Demat accounts and mutual fund folios linked to a single PAN, providing a complete investment portfolio snapshot regardless of how many brokers or AMCs you use.

Quick Overview Table — Demat Holding Statement Download Methods

Method 1: Download Through Your Broker’s App or Website

The fastest and most convenient method for most investors is downloading directly through the broker platform where your Demat account is held.

For Zerodha Users: Log in to console.zerodha.com using your Kite credentials. Navigate to the Portfolio section and click on Holdings. The holdings page displays all current equity positions. To download a formal statement, go to Reports section in Console, select Holdings, choose the date, and click Download as PDF or Excel. The downloaded statement shows all securities with quantity, average cost price, and current market value.

For Groww Users: Open the Groww app and tap on Portfolio at the bottom navigation. Select Stocks to view equity holdings. For formal statement download, go to Profile, then tap on Statements, select Holdings Statement, choose the date range, and download as PDF directly to your phone or email it to your registered address.

For Upstox Users: Log in to the Upstox Pro platform or app. Navigate to Reports and select Holdings Report. Choose the statement date, select PDF format, and download. Upstox also allows scheduling periodic holding statements to your registered email automatically.

For Angel One Users: Log in to the Angel One app or website. Go to Portfolio, then select Reports from the menu. Click on Demat Holdings, select the required date, and download the PDF statement.

The broker-generated holding statement carries the DP’s official letterhead and is accepted for most purposes including bank loan applications and income tax filing.

Method 2: Download Through CDSL EASI Portal

If your Demat account is with a CDSL-registered DP — which includes most Indian brokers — the CDSL EASI (Electronic Access to Securities Information) portal provides direct depository-level access.

Registration (first time only): Visit easi.cdslindia.com and click on Register. Enter your BO ID (Beneficiary Owner ID — your 16-digit Demat account number), PAN, and registered mobile number. Complete OTP verification. Set a password to complete registration.

Downloading Holdings: After logging in, select My Holdings from the main menu. The portal displays all holdings under your BO ID. Click Download Holdings and select PDF or Excel format. The CDSL portal also allows you to view holdings across multiple Demat accounts linked to your PAN simultaneously.

CDSL myeasi App: Download the CDSL myeasi app from Google Play Store or Apple App Store. Register using your BO ID and PAN. After login, tap on Holdings to view all current positions and download the statement in PDF format directly on your mobile device.

Method 3: Download Through NSDL IDeAS Portal

For Demat accounts held with NSDL-registered DPs including HDFC Securities, ICICI Direct, and Kotak Securities, the NSDL IDeAS (Internet-based Demat Account Statement) portal provides direct access.

Registration: Visit eservices.nsdl.com and click on IDeAS. Click Register and enter your DP ID and Client ID — available on your DP master document or your broker’s account section. Enter your PAN, date of birth, and registered email. Complete OTP verification and set login credentials.

Downloading Holdings: Log in to the IDeAS portal, navigate to Portfolio, and select Latest Statement. Choose the reporting date and click View Statement. Download the statement as PDF directly from the portal. The NSDL IDeAS portal also provides transaction history, dividend records, and pledge details alongside holding statements.

Method 4: Consolidated Account Statement (CAS) Through CAMS or KFintech

The Consolidated Account Statement is the most comprehensive holding document available to Indian investors — combining Demat holdings from both CDSL and NSDL depositories with mutual fund holdings across all AMCs, all linked through your PAN.

Through CAMS Online: Visit camsonline.com and select Service Requests, then Statements, then Consolidated Account Statement. Enter your registered email address and PAN. Select the statement period — current holdings or a specific date range. Choose whether to include Demat holdings alongside mutual fund holdings. Select PDF format and submit. CAMS emails the password-protected CAS to your registered email within minutes.

Through KFintech: Visit kfintech.com, navigate to Investor Services, and select CAS. Enter your PAN and registered email, select the period, and submit. The CAS is emailed within minutes in encrypted PDF format.

Password for CAS PDF: The CAS PDF is password-protected. The password is your PAN in capital letters followed by your date of birth in DDMMYYYY format. Example: if PAN is ABCDE1234F and DOB is 15 January 1990, the password is ABCDE1234F15011990.

Method 5: Email Request to CDSL and NSDL

Both CDSL and NSDL automatically send monthly CAS emails to investors who had any transaction in the previous month. For accounts with no transactions, a quarterly statement is sent. If you want a statement outside this automatic schedule, you can request one through the respective portal or contact your DP’s customer service.

Common Issues and Solutions

Issue: BO ID not recognised on CDSL portal Solution: Verify the BO ID from your broker’s account section or welcome letter. Ensure you are entering all 16 digits including the DP ID prefix.

Issue: CAS showing incomplete holdings Solution: Ensure all Demat accounts and mutual fund folios are linked to the same PAN. Holdings in accounts with different PAN registrations will not appear in a single CAS.

Issue: Holdings showing zero despite investments Solution: Trades have a T+1 settlement cycle — shares purchased today settle the next business day. Check settlement dates before assuming discrepancies.

Issue: Mutual fund units not appearing in broker’s Demat holding statement Solution: Direct mutual fund units held in AMC folios rather than Demat format do not appear in broker holding statements. Use CAS through CAMS or KFintech for complete mutual fund holdings view.

When Do You Need a Demat Holding Statement?

Demat holding statements are required for income tax filing to disclose capital gains and investment details, loan against securities applications where banks verify your portfolio value, net worth certification for visa applications and business tenders, portfolio review and financial planning exercises, and legal purposes including Will preparation and succession planning.

Frequently Asked Questions (FAQs)

Q: How often should I download my Demat holding statement?

A: Download quarterly for regular portfolio review and annually before income tax filing. Monthly downloads help detect any unauthorised transactions early.

Q: Is the CDSL holding statement the same as broker’s holding statement?

A: Both reflect the same underlying holdings but the CDSL statement is the primary depository record — considered more authoritative for official purposes. Brokers generate their statements from the same CDSL or NSDL data.

Q: Can I get a holding statement for a specific past date?

A: Yes — both CDSL EASI and NSDL IDeAS portals allow selecting historical dates for point-in-time holding statements useful for capital gains calculation.

Q: Is the CAS statement free to download?

A: Yes — CAS statements through CAMS, KFintech, CDSL, and NSDL are completely free for investors.

Q: How do I know if my Demat account is with CDSL or NSDL?

A: Check your Demat account number format. CDSL accounts have 16-digit numeric BO IDs. NSDL accounts begin with IN followed by 14 digits. Your broker’s welcome letter or account section confirms the depository.