IFHRMS Tamil Nadu (Karuvoolam) — Complete Guide 2026

IFHRMS — Integrated Financial and Human Resource Management System — known as “Karuvoolam” (meaning “treasury” in Tamil), is the official digital HR and financial portal of the Government of Tamil Nadu. Implemented by Wipro Ltd as system integrator for the Department of Treasuries and Accounts, it serves over 5 lakh state government employees and pensioners across Tamil Nadu.

IFHRMS provides 24/7 access to salary slips, pension statements, service history, GPF details, leave management, Form 16, and much more — replacing paper-based processes with a transparent, digital system.

🔗 Official Portal URL

https://www.karuvoolam.tn.gov.in/ — This is the only official portal. Do not trust any other links.

IFHRMS Tamil Nadu (Karuvoolam) Portal Overview

Feature	Details
Official URL	www.karuvoolam.tn.gov.in
Full Name	Integrated Financial and Human Resource Management System (IFHRMS)
Popular Name	Karuvoolam (Tamil for “treasury”)
Managed by	Department of Treasuries and Accounts, Finance Dept, Tamil Nadu
System Integrator	Wipro Ltd
Employees Covered	5 Lakh+ state government employees and pensioners
Login Types	Employee Login \| Pensioner Login \| DDO Login
Employee User ID	TCODE — employee-specific code issued by department
Pensioner User ID	PPO Number (Pension Payment Order Number)
Mobile App	IFHRMS Kalanjiyam (Android — Google Play; iOS app under development)
Helpdesk Email	umis.helpdesk@tn.gov.in
Salary Slip Format	Password-protected PDF (PAN or Employee ID typically serves as password)

Who Can Use IFHRMS Tamil Nadu?

Active Employees: Tamil Nadu state government employees of departments integrated with IFHRMS. Contact your DDO to verify if your department is onboarded.
Pensioners: Retired TN govt employees receiving state pension. Use PPO Number as login.
DDOs / Accounts Officers: Backend access for payroll processing and bill management.

⚠️ Note: Not all departments are onboarded. If your department is not yet integrated, contact your DDO or administrative office to confirm access and obtain your TCODE.

How to Login to IFHRMS Tamil Nadu

For Employees:

Go to https://www.karuvoolam.tn.gov.in/
Locate the Login section on the homepage
From the User Type dropdown, select “Employee” — selecting the wrong type causes login failure
Enter your User ID (TCODE)
Enter your Password (case-sensitive)
Enter the CAPTCHA code
Click “Sign In” — redirected to your personalized IFHRMS dashboard

For Pensioners:

Go to www.karuvoolam.tn.gov.in
Select User Type as “Pensioner”
Enter your Pensioner ID or PPO Number as User ID
Enter your Password and CAPTCHA
Click Sign In to access the Pensioner Services dashboard

How to Reset Your Password

Go to karuvoolam.tn.gov.in → Click “Forgot Password” below the login fields
Select your User Type (Employee or Pensioner)
Enter your User ID
Click “Update password using OTP”
Enter the OTP sent to your registered mobile
Click Verify
Enter and confirm new password → Click Update

How to Download Salary Slip from IFHRMS

Method 1 — via All Reports (most commonly used):

Login to karuvoolam.tn.gov.in
Click “All Reports” from the sidebar
Select “Payslip” from the list
Choose the Month and Year
Click the link in the “Type” column to open the payslip
Click Download — saved as password-protected PDF

Method 2 — via Finance → Payroll:

Login and click the “Finance” module
Select “Payroll” → “Results”
Enter the period and pay bill group details
Download the PDF payslip

✅ Tip: The salary slip is a password-protected PDF. The password is typically your PAN Number or Employee ID. Check with your DDO if neither works.

How to Download Pension Slip

Login with pensioner credentials (PPO Number as User ID)
Go to “Pensioner Services” tab
Click “Pension Slip” or “Pension Statement”
Select Financial Year and Month
Click the Type column link → Download PDF

All Services on IFHRMS Karuvoolam

Service Module	Description
Salary Slip (Pay Slip)	Monthly salary download — password-protected PDF with full earnings/deductions breakdown
Annual Salary Statement	Full-year salary summary for income tax filing
Pension Slip	Monthly pension statement for retired TN government employees
Service History	Complete employment record — postings, transfers, promotions, designations
Leave Management	Apply for EL, CL, Medical Leave; check balance and approval status online
GPF Statements	View General Provident Fund balance, transaction history, statements
NPS / CPS Details	NPS / Contributory Pension Scheme account details and PRAN number
Form 16	Annual TDS certificate for ITR filing — downloaded from Tax Documents section
Form 12BB	Investment declaration form for tax planning purpose
26AS View	Access to Form 26AS (Tax Credit Statement) from Income Tax
Loans and Deductions	View loan repayments — GPF loans, festival advances, housing loans
Government Orders (GOs)	Access latest department-specific government orders and circulars
Grievance Redressal	Submit and track administrative or technical complaints online
Profile Management	Update contact details; bank account changes done by Disbursing Officer

What Your IFHRMS Salary Slip Contains

Section	Details Included
Employee Details	Name, Employee Code, Department, Designation, Office Location
Service Information	GPF / CPS Number, Pay Scale, DDO details
Earnings	Basic Pay, DA, HRA, TA, Medical Allowance, other applicable allowances
Deductions	GPF/CPS contributions, Profession Tax, Loan repayments, TDS, Recoveries
Net Payable	Actual salary after all deductions — credited to your bank account
Bank Details	Bank name, account number, IFSC code for salary credit

IFHRMS Kalanjiyam — Official Mobile App

App Name: IFHRMS Kalanjiyam

Platform: Android (Google Play Store). iOS app under development — iPhone users access via mobile browser.

Features: All portal functions — salary slip, pension slip, leave, GPF, service history, Form 16, government orders.

Download: Search “IFHRMS Kalanjiyam” or “Karuvoolam” on Google Play Store.

Common Problems and Solutions

Problem	Solution
Login fails	Ensure “Employee” or “Pensioner” is selected correctly before entering credentials
Payslip discrepancy in pay/HRA/deductions	Contact your Office Superintendent or DDO — only they have Initiator rights to rectify salary data
Cannot update bank account online	Bank account changes must be done by the Disbursing Officer of your department
Salary slip password not working	Default password is PAN or Employee ID; contact DDO if neither works
Department not on IFHRMS	Contact DDO to confirm if your department is integrated with IFHRMS
OTP not received	Ensure registered mobile is active and correct; contact DDO to update mobile

Q: What is the official IFHRMS portal URL?

The only official portal is https://www.karuvoolam.tn.gov.in/. The direct login page is at karuvoolam.tn.gov.in/web/tnta/oamlogin.

Q: Can I use my IFHRMS payslip for a bank loan?

Yes. The digitally generated payslip from karuvoolam.tn.gov.in is an official document accepted by most banks as valid proof of income for home loans, personal loans, and vehicle loans.

Q: Who is eligible to use IFHRMS Tamil Nadu?

Tamil Nadu state government employees of integrated departments, and retired TN employees receiving state pension. Contractual employees are generally not included.

Q: How do I get my TCODE (User ID)?

TCODE is issued by your department. Contact your DDO or administrative office to obtain your TCODE if you do not have it.

Q: What is Wipro’s role in IFHRMS?

Wipro Ltd is the System Integrator for IFHRMS Tamil Nadu — responsible for implementing and maintaining the technical platform on behalf of the Department of Treasuries and Accounts.

Q: Can I access old salary slips from previous years?

Yes. Login to karuvoolam.tn.gov.in → All Reports → Payslip → select any past month and year to download older salary slips.v

IFHRMS Tamil Nadu (Karuvoolam)- www.karuvoolam.tn.gov.in Login, Salary Slip & Pension

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