Your Demat account number — also called Beneficiary Owner ID (BO ID) for CDSL accounts or DP ID plus Client ID for NSDL accounts — is a critical identifier needed for share transfers, KYC updates, loan applications, and accessing depository portals. Many investors, particularly those who opened accounts years ago or through their bank’s bundled services, do not have their Demat account number readily available. Fortunately, your PAN card serves as the universal linkage identifier that allows you to retrieve your Demat account details through multiple channels.
What is a Demat Account Number?
A Demat account number is the unique identifier assigned to your Beneficiary Owner account at the depository. CDSL accounts use a 16-digit all-numeric BO ID — the first 8 digits identify the DP (your broker) and the last 8 digits identify you specifically. NSDL accounts use a combination of DP ID (begins with IN followed by 6 digits) and Client ID (8-digit number) — together forming your complete Demat account identifier.
Quick Overview Table — Methods to Find Demat Account Number
| Method | Platform | Time Required | Documents Needed |
| Broker App / Website | Zerodha, Groww, ICICI, HDFC | 2 minutes | Login credentials |
| CDSL EASI Portal | easi.cdslindia.com | 5 minutes | PAN + mobile |
| NSDL IDeAS Portal | eservices.nsdl.com | 5 minutes | PAN + DP details |
| CAS Statement | CAMS / KFintech | 5 minutes + email | PAN + email |
| Bank Branch / DP Branch | Physical visit | 30 minutes | PAN + identity proof |
| Welcome Letter / Email | Personal records | Instant | Existing documents |
Method 1: Through Your Broker’s App or Website
The fastest method for most investors is checking through the broker platform where the Demat account was opened.
Zerodha: Log in to Console (console.zerodha.com). Navigate to Profile in the top right. The Demat Account section displays your 16-digit CDSL BO ID clearly.
Groww: Open the Groww app, tap on Profile at the bottom right, then tap Account. The Demat Account section shows your BO ID under the heading Demat Account Number.
Upstox: Log in to the Upstox app or website. Go to Profile, then My Account. Your Demat account number is listed under Account Details.
ICICI Direct: Log in to iciciDirect.com, go to Account Management, and select Account Details. Your NSDL DP ID and Client ID are displayed under Demat Account Information.
HDFC Securities: Log in to hdfcsec.com, navigate to My Account, and select Account Details to find your Demat account number.
Method 2: Through CDSL EASI Portal Using PAN
If you know your broker uses CDSL but cannot access your broker platform, the CDSL EASI portal allows retrieval using PAN.
Step 1: Visit easi.cdslindia.com and click on Register or Forgot BO ID.
Step 2: Enter your PAN number in the PAN field. The CDSL system searches all BO IDs linked to your PAN across all CDSL-registered DPs.
Step 3: Enter your registered mobile number — the OTP is sent to the mobile number registered with your DP. If your mobile number has changed since account opening, use the broker contact method instead.
Step 4: After OTP verification, the portal displays all CDSL Demat account numbers linked to your PAN — including accounts you may have forgotten about across different brokers.
Method 3: Through CAS Statement Using PAN
The Consolidated Account Statement links to all Demat accounts through your PAN — making it the most comprehensive method for finding all your Demat account numbers simultaneously.
Step 1: Visit camsonline.com and navigate to Service Requests, then Consolidated Account Statement.
Step 2: Enter your PAN and registered email address. Select current period holdings and include Demat holdings in the statement type.
Step 3: Submit the request. CAMS emails the CAS to your registered email within minutes. Open the password-protected PDF — password is PAN in capitals followed by date of birth in DDMMYYYY format.
Step 4: The CAS lists all Demat accounts linked to your PAN including CDSL BO IDs and NSDL DP ID plus Client ID combinations. It also shows holdings in each account confirming which accounts are active.
Similarly, KFintech at kfintech.com provides the same CAS retrieval through an identical process.
Method 4: Through Welcome Letter or Account Opening Email
When any Demat account is opened, the DP sends a welcome letter — physical or digital — containing your Demat account number, DP ID, Client ID, and initial login credentials. Check your email inbox for messages from your broker using search terms like “Demat account opening,” “welcome letter,” “BO ID,” or “Client ID.” Physical welcome letters are sent to the registered address — check old correspondence files if the account was opened years ago.
Method 5: Through Bank Branch or DP Branch
If your Demat account was opened through a bank — SBI, HDFC, ICICI, Axis — visiting the bank branch with your PAN card and identity proof allows the bank’s DP team to retrieve your account number. This requires in-person visit but works reliably when digital methods are unavailable due to changed mobile numbers or email addresses.
Finding Demat Account Number Through Transaction Statement or Contract Note
Every contract note issued by your broker for executed trades lists your Demat account number or Client ID. Check old trade confirmations in your email — search for “contract note” in your inbox from your broker. Transaction statements emailed monthly or quarterly also prominently display the Demat account number in the header section.
Verifying Your Demat Account Is Active
Finding your Demat account number is only the first step — verifying it is active and in good standing is equally important. An inactive or frozen account cannot receive share transfers or credit settlement shares. After finding your BO ID, log in to CDSL EASI or NSDL IDeAS portal and check the account status. Active accounts show current holdings; inactive accounts display a status message. Contact your DP immediately if your account shows inactive or frozen status.
Checking Multiple Demat Accounts
Many investors discover they hold multiple Demat accounts — opened at different times through different brokers, banks, or in connection with employee stock option plans. The CAS statement from CAMS or KFintech lists all accounts linked to a single PAN comprehensively. SEBI advises investors to consolidate holdings and close unused Demat accounts to avoid accumulating AMC charges and simplify portfolio management.
Frequently Asked Questions (FAQs)
Q: Can I find my Demat account number using only my PAN card?
A: Yes — through CDSL EASI portal or CAS request through CAMS/KFintech, your PAN number retrieves all linked Demat account numbers provided your mobile or email is accessible for OTP verification.
Q: What if my mobile number has changed since account opening?
A: You cannot complete OTP-based portal retrieval. Contact your broker’s customer service with your PAN and identity proof to retrieve the account number and update your mobile number simultaneously.
Q: How do I know if my Demat account is with CDSL or NSDL?
A: CDSL accounts have 16-digit all-numeric BO IDs. NSDL accounts have DP IDs beginning with IN followed by digits, plus an 8-digit Client ID. Your broker’s welcome letter specifies the depository.
Q: Can I have Demat accounts with both CDSL and NSDL?
A: Yes — different brokers use different depositories. It is possible and common to have one CDSL account and one NSDL account with different brokers simultaneously.
Q: What documents do I need to visit a branch and retrieve my Demat account number?
A: Original PAN card and one government-issued photo identity proof — Aadhaar, passport, or voter ID — is typically sufficient for branch-based account number retrieval.
